There are lots of reasons consumers call on Brent Turney Inc.Year after year, thousands of people in Oklahoma buy, sell or refinance their home. Most of these transactions have a simple line item for an appraisal. Almost all lenders still need a local expert because the stakes are incredibly high, even though there are an increasing number of automated home valuation methods that might seem more cost-effective than an appraisal. But is securing a mortgage the only basis for getting an appraisal? Are there also times when the services of a certified, independent real estate professional could come in handy? You bet there are.
Challenge your tax assessment in Tulsa CountyIt's quite possible you're paying too much in property taxes if you live in an area where property values have declined. Ad Valorem taxes are based upon a past assessment of your home, so if values have declined in your neighborhood, you can challenge your assessment and save money. When building your case, an appraisal from Brent Turney Inc. is your best evidence. At Brent Turney Inc.,we can assist you in challenging your tax assessment.
How can you do away with PMI to lower your mortgage payment?When the amount being loaned to the home buyer is more than 80% of the actual value of the home, almost all lenders ask homeowners to take out an extra insurance policy. That policy is Private Mortgage Insurance, or PMI. Since the extra payment is usually folded into the monthly mortgage payment, it is often forgotten. PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfavorable. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.
Brent Turney Inc. can produce a statement regarding the value of your home, and the price you paid for the home valuation can generally be offset in little time because you'll no longer be paying the PMI.
Settling a divorce with less stress with an appraisal from Brent Turney Inc.A divorce is a very traumatic ordeal for the parties involved, and it is often further complicated by the difficult decision of who keeps the house. It's a good idea to order an appraisal from Brent Turney Inc. so both parties are entirely aware of the true market value of their house, regardless of the situation.
The parties will have a good idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.
Fair and accurate estate liquidation with Brent Turney Inc.Settling an estateThe death of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the highest degree of discretion.
Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to manage these issues. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received a fair deal.
Let Brent Turney Inc. help you with relocating to or from Tulsa CountyWe are aware of the stress associated with an employee relocation. We take great care in organizing an accommodating appointment time for the appraisal inspection. During our intensive process, we encourage employees that are moving to provide feedback on the positive aspects of their property, along with information about any recent sales or listings in their area that they want considered.
Don't sell out for too little or let your home stay on the market too long.A professional appraisal will help you make a better educated decision when determining your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees are derived from our efforts to perform the appraisal report and not a percentage of the sales price.
We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties are on the market. So, getting a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.